Portugal visa income requirements 2026: how much money do you actually need?
Portugal's visa means-of-subsistence rule starts at 920 euros a month (the minimum wage) in 2026: 100% for the applicant, 50% per extra adult, 30% per child. Here are the sums.
The short answer: in 2026 the reference figure is 920 euros a month — Portugal’s national minimum wage, set by Decree-Law 139/2025. That’s the number consulates use to calculate “means of subsistence”, the mandatory requirement for any long-stay Portuguese visa. Applicants must prove they can live in Portugal on their own money — or that they’ll be in a position to earn it after arriving.
How much income do you need for a Portugal visa in 2026?
The base rule is a percentage of the minimum wage (920 euros) for each household member: the first adult counts at 100%, meaning the full 920 euros; the second and subsequent adults count at 50% (460 euros each); and children under 18, plus dependent adult children, count at 30% (276 euros each). A couple with two young children, for example, needs to show around 1,932 euros a month. Salaries, employment contracts or contract offers, study grants, subsidies and service contracts all count towards the proof. The full criteria are published on the MNE visa portal.
For how long must you guarantee that amount?
It depends on the visa. For residence with professional activity, the means must cover the maximum admissible period; for investors, at least 12 months. Retirees prove their pension income and the guarantee of receiving it in Portugal; people living off assets (property, financial investments, intellectual property) present proof of the existence, amount and availability of those funds in the country. AIMA applies the same criteria when assessing residence permits inside Portugal.
Do students need to show less money?
Yes, and the difference is significant. Students must guarantee 12 months of subsistence (or the length of their exchange), but the amount can drop by half if they prove accommodation is already secured — and by up to 90% if meals are covered too, for instance in a university residence with catering. The same logic applies to professional internships and volunteering. That’s real breathing room, especially now that student visa rules have tightened for applications from September.
Is this enough if your end goal is citizenship?
Don’t mix up the stages: means of subsistence open the door to the visa and residency, but citizenship is a separate marathon with its own clocks, which changed under the new nationality law. First the visa, then residency renewed without drama — and only then does the passport countdown begin.
Quick questions
Does the money need to be in a Portuguese bank? Not mandatory for the visa, but it helps: consular practice values funds available in Portugal, and for residence without professional activity it’s recommended to have roughly 12 months of subsistence deposited, preferably in a national bank.
Will the minimum wage go up? Historically it rises every year — which means the visa reference amounts rise with it. Always confirm the value in force before submitting.
Can a couple combine income? Yes, means are assessed per household; what matters is that the total covers every member’s percentage.
Image: Santeri Viinamäki / Wikimedia Commons (CC BY-SA 4.0)